We understand – each plan is different. We have been trying to research this as well – feel free to view the following links and it might help answer some questions.
Please remember that when we file for insurance reimbursement – we are doing it as a courtesy to you, the patient, as the insurance policy is between you and the insurance provider. We advise you to request a complete breakdown from your insurance company of how the benefits are to be paid out prior to having treatment done. You need to know your policy. Our office is not responsible for keeping up with the maximums, deductibles, frequencies, copays, etc. We strive to help you maximize your benefits the best we can, but if the insurance company does not pay for any part of treatment that we do, the patient is responsible for payment regardless of what we have estimated your copay to be – as all we can do is estimate. Nothing is ever a guarantee until the insurance company is completely through processing a claim after the treatment is done. This is even true for Predeterminations that most insurance companies request.